The Most Popular Offers From Chase Bank

Chase Bank is a global banking powerhouse that serves nearly half of the U.S. population. Chase Bank is a division of JPMorgan Chase & Co., with assets of more than $2.6 trillion. Chase has branches in cities across the United States, and you can do your Chase business entirely online.

In addition to studying Chase Bank receiving wire transfer instructions, we also recommend that you familiarize yourself with the different bank offers, including credit cards, savings accounts, mortgages, etc. This article will help you with this.

Who Is Chase Bank Best For?

Chase Bank may be attractive to all those who prefer to deal with a reliable bank. There are many useful services available here, in particular:

• Use of checking accounts, when eligible, with no maintenance fees, with online bill pay, debit card, and access to thousands of ATMs.
• You can minimize interactions with your bank when using multiple services, opening credit cards quickly and conveniently.
• Access to ATMs, possibility to visit bank branches
• Earn rewards for using your Visa or Mastercard credit card.

What Does Chase Bank Offer?

Given the bank’s size, it’s no surprise that Chase Bank offers a wide range of products and services for both individuals and businesses.

Chase Savings

The Chase savings account pays a small amount of interest, but the APY is not impressive. The customer earns 0.01% APY, while the best high-yield savings accounts elsewhere pay more than 2.00%. This account has a monthly fee of $5, but you may qualify for a fee waiver if you meet any of the following criteria:

• If you keep a balance above $300 at the start of each day.
• If you save at least $25 per month from a Chase personal checking account or Chase Liquid card.
• If you link a Chase college checking account, use a savings account for overdraft protection.
• If you are under 18 years of age.
• If you link this account to specific premium checking accounts.

Chase savings accounts allow six withdrawals per month. No matter what type of withdrawal you make, including ATM withdrawals, every transaction counts toward your limit. Once you spend six withdrawals, you pay $5 for each subsequent withdrawal within a month.

Chase Premier Savings

The Chase Premier Savings Account allows you to earn slightly more than a standard Chase Savings Account, but the difference is small. To earn higher rates, you must have a significant balance in your Chase Premier Plus Checking or Chase Sapphire Checking accounts and make at least five monthly transactions on those accounts. The Chase Premier Savings Account has a $25 monthly service fee.

Chase Total Checking

Chase Total Checking is the bank’s most popular bank account, according to Chase. With online bill pay and mobile app access, this account can easily meet most people’s daily checking needs. Key features include:

• mobile check deposit
• check deposit at the ATM
• paper checks
• Zelle transfers for friends and family in Chicago, New York and other cities.

The monthly fee for a Total Checking account is $12, but you can qualify for a waiver by meeting one of the following requirements:

• Receive at least $500 direct deposits into your account per month (including ACH transfers from other banks).
• Keep at least $1,500 in your account.

If this is your primary checking account, it can be free (as long as you make at least $500 a month and set up direct deposit).

Chase Premier Plus Checking

The Chase Premier Plus Checking account pays a small amount of interest and comes with several free services each month. However, interest income is negligible at 0.01% per annum. If you really want to earn interest on a checking account, you’re probably better off with a high-interest checking account from an online bank.

This account may appeal to those who have a serious relationship with Chase. To avoid the $25 monthly fee, you must meet one of the following criteria:

• maintain your daily balance of $15,000 or higher in qualifying accounts with Chase Bank
• have a qualifying Chase mortgage that you pay from your Chase account.

Plus, you get several benefits, including the highlights below:

• four foreign ATM withdrawal fees are waived per month (the ATM owner may charge a fee, and Chase may charge an additional fee when using currencies other than US dollars)
• free basic personal checks, counter checks, money orders, and cashier’s checks
• possible monthly fee waiver on additional checking and savings accounts

Chase Credit Cards

Chase Bank has a wide range of credit cards. Whether you’re collecting travel items, getting cash back, consolidating debt, or running a business, you have many options to choose from. A few highlights include:

1. Travel reward cards:

• Preferred Chase Sapphire Card
• Chase Sapphire Reserve
• United Explorer

2. Cash-back credit cards:

• Chase Freedom Unlimited
• Chase Freedom Flex
• Chase Freedom Student

3. Business credit cards:

• Ink Business Preferred Credit Card
• Ink Business Cash Credit Card
• Unlimited Ink Business credit card

Other Financial Products From Chase Bank

Chase Bank offers a wide range of additional products and services:

• Auto financing,
• Buying a mortgage
• Mortgage refinancing
• Mortgage loans
• A home equity line of credit (HELOC)
• IRAs
• Independent trading
• Managed investment portfolios
• Financial advisors
• Personal banking
• Business loans
• Business current accounts

Conclusion

Chase Bank is a large and respected US bank that is popular with students and high-net-worth businessmen. The bank offers convenient mobile banking, so you can easily purchase, buy an Aetna policy, book airline tickets, and book hotels. However, suppose you are looking for payment solutions that provide more freedom, lower fees, and support for Bitcoin, Ethereum, Binance Coin, and others. In that case, we recommend paying attention to modern tools such as PayPal, Money, and Revolut. Use Rates to learn more about popular financial instruments in the US and Europe and track the latest currency exchange rates at Ukrainian financial institutions.