Retirement Crisis Ahead
The Great Recession has made a lot of folks reluctant to invest in retirement plans as aggressively as they should. They're also under-utilizing tools such as financial-consulting services. The result: more workers face a significant risk of being unprepared for retirement, according to a recent survey of executives at retirement-plan sponsors. Not all the news is bad, however. Balances are recovering. And, after employer matches took a dive during the downturn, companies have either restored these benefits or plan to in the immediate future. "We believe retirement readiness will continue to be in the spotlight for years to come, as 401(k) account balances slowly rebound and participants become more educated regarding what they will need to retire,” says Stacy Sandler, principal at Deloitte Consulting, which conducted the survey along with the International Foundation of Employee Benefit Plans (IFEBP) and the International Society of Certified Employee Benefit Specialists (ISCEBS). To access the complete report, click here.
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